Designed for members who seek...
A relatively capital-stable investment with the prospect of modest capital growth.
More suited to members with a short to medium time horizon of 3-4 years.
Objective
To provide some capital growth over the short to medium term while also maintaining a moderate to high level of capital stability and a low probability of a negative return in any one year.
Target
Exceed inflation by around 1.5%-2% per annum, over rolling 3-year periods.
Investment profile
Invested in a mix of assets, with a higher weighting towards assets that provide a level of capital stability.
The investment profile is:
- 30% growth assets
- 70% defensive assets
Level of risk
Low risk. Negative returns expected 1 year in every 7-8 years.
Performance
Period ending 30 June 2008
|
Crediting Rate
(net of investment management fees and taxation) |
RBF Conservative Growth |
1 year % |
3 years % pa |
5 years % pa |
Since inception % pa |
Inception Date |
RBF Investment Account |
-0.36 |
5.07 |
5.86 |
5.12 |
2 October 1999 |
RBF-TAS SG Account |
-0.36 |
4.96 |
5.65 |
4.75 |
25 April 2000 |
RBF Allocated Pension |
-0.41 |
5.66 |
6.62 |
5.63 |
15 January 2000 |
RBF Term Allocated Pension |
-0.41 |
5.66 |
N/A |
5.66 |
1 July 2005 |
|
|
