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We're all entitled to a happy retirement. For many of us this will mean travelling, discovering new hobbies, or spending extra time with
family and friends. But will your super be enough to fund your plans for the future? The key to making sure you have an enjoyable retirement
is to take time to plan ahead.
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Put a plan in place
It's easy to put a plan in place for your super! Here are a few things you need to consider when planning for retirement:
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When will you retire?
Plan when you will retire. This will give you an idea of how many years you have to focus on building your super.
Set goals
It's important to think about how much money you will need when you retire. You can then set superannuation goals to help you achieve this. The amount you will need will depend on your retirement lifestyle and how much financial freedom you want.
Seek expert advice
RBF offer a comprehensive financial planning service through our subsidiary, RBF-TAS Planning Pty Ltd. RBF-TAS Planning financial planners provide competitively priced services to assist you to achieve your financial goals and peace of mind. To arrange a no-obligation referral to see a financial planner please phone 1800 622 631.
RBF-TAS Planning Pty Ltd (ABN 17 094 816 412, AFS Licence No 239171) is a wholly owned subsidiary of RBF and operates as a separate legal entity.
My retirement options
Finally, you need to think about the type of benefit options that will suit your retirement lifestyle.
You will need to take into consideration a number of issues to determine how much you will need as a lump sum and how much you will need as a Life Pension or an Allocated Pension to fund the retirement lifestyle you have chosen.
You will need to give thought to whether you will need to fund "one-off" expenses such as a new car or a holiday. If you intend to include such items in your retirement plan then you will need access to a lump sum.
Get involved!
If you're looking for a worthwhile investment, look no further than yourself.
We understand you may need help to take control of your financial future. At RBF, you can find reliable retirement information. We offer services such as member interviews, super seminars, calculator tools, and publications.
Contact us to make an appointment with one of our Super Consultants. It's fee free, friendly and focused on you.
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