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The Australian Government and RBF's governing rules will determine when and in what form you can be paid your superannuation benefit.
Preservation components
Your superannuation benefit may contain one or more of the following preservation components:
- Preserved
- Compulsory preserved
- Restricted non-preserved
- Unrestricted non-preserved
Generally all superannuation benefits must remain in super until you reach your preservation age and retire from the workforce. You can access your preserved benefits once you satisfy a condition of release.
Members may also apply for the early release of preserved and restricted non-preserved benefits on the grounds of severe financial hardship and compassionate grounds.
Preservation age
By checking your date of birth, you can determine your own preservation age.
| Date of birth |
Preservation age |
|
Before 1 July 1960
|
55
|
|
1 July 1960 to 30 June 1961
|
56
|
|
1 July 1961 to 30 June 1962
|
57
|
|
1 July 1962 to 30 June 1963
|
58
|
|
1 July 1963 to 30 June 1964
|
59
|
|
1 July 1964 and onwards
|
60
|
|
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