	Allocated pension
	Transition to Retirement Allocated pension
	Retirement Budget Planner
	Salary sacrifice

Retirement Budget Planner

The purpose of the Retirement Budget Planner is to assist you in planning for your retirement in order to maintain your chosen lifestyle. The Retirement Budget Planner asks you to consider your future living expenses and current income. This information can then be used to plan for your retirement lump sum and pension goals.

Enter your details below. Leave the boxes blank if the item doesn't apply to you.

One-off Expenses	Amount
Pay out mortgage	$
New Car	$
Holiday	$
Home renovations	$
New hobbies	$
Relocation expenses	$
Medical expenses (elective surgery)	$
Other	$
TOTAL ONE-OFF EXPENSES	$

Essential fixed expenses	Fortnightly Amount	OR Quarterly Amount	OR Annual Amount
Rent or mortgage	$	$	$
Council rates	$	$	$
Car registration	$	$	$
Car insurance	$	$	$
Home and contents insurance	$	$	$
Personal loan repayments	$	$	$
Health insurance	$	$	$
Other	$	$	$
TOTAL ESSENTIAL FIXED EXPENSES	$	$	$
TOTAL ANNUALISED ESSENTIAL FIXED EXPENSES	$

Essential variable expenses	Fortnightly Amount	OR Quarterly Amount	OR Annual Amount
Food	$	$	$
Electricity	$	$	$
Gas	$	$	$
Telephone (including mobile)	$	$	$
Petrol	$	$	$
Motor vehicle repairs and maintenance	$	$	$
Fares (bus and taxi) and parking fees	$	$	$
Health costs (dental, chemist, etc)	$	$	$
Tax	$	$	$
Appliance repair and replacement	$	$	$
Home repairs	$	$	$
Clothing	$	$	$
Other	$	$	$
TOTAL ESSENTIAL VARIABLE EXPENSES	$	$	$
TOTAL ANNUALISED ESSENTIAL VARIABLE EXPENSES	$

Discretionary expenses	Fortnightly Amount	OR Quarterly Amount	OR Annual Amount
Entertainment	$	$	$
Holiday expenses	$	$	$
Christmas and birthdays	$	$	$
Donations	$	$	$
Hairdresser	$	$	$
Sports and hobbies including membership fees	$	$	$
Pets	$	$	$
Newsagent, magazines and subscriptions	$	$	$
Credit card repayments	$	$	$
Cable tv	$	$	$
Alcohol	$	$	$
Cigarettes	$	$	$
Savings	$	$	$
Other	$	$	$
TOTAL DISCRETIONARY EXPENSES	$	$	$
TOTAL ANNUALISED DISCRETIONARY EXPENSES	$

Current income	Annual amount
Salary and wages	$
Rental income	$
Shares income	$
Other	$
TOTAL CURRENT INCOME	$

Retirement Income Estimate Summary

Summary
Total estimated lump sum requirements	$
Total estimated annual pension requirements	$
Total estimated annual pension as a percentage of your current income

Disclaimers

This calculator is not intended to be relied on for the purposes of making a decision in relation to a financial product, including a decision in relation to a particular superannuation fund or strategy. Users should consider obtaining advice from an Australian Financial Services Licensee (such as RBF-TAS Planning) before making any financial decisions.