My Membership Statement

6 Simple Tips - Make the most of receiving your statement

1. Learn one new thing
   Take the opportunity to learn one new thing about your super each time we send you a statement. No matter how small or large, everything you learn will help you make better decisions about your wealth creation.
2. Check your personal details
   Take a quick look at the personal details on your statement. Are your name and address correct? Check your date of birth and scheme start dates. If these are incorrect, your benefit calculation and taxation estimates could also be incorrect.
3. Check you have provided your Tax File Number
   If you want to contribute to super, you will need to provide your Tax File Number. Under the new rules, we must return personal contributions where the member has not provided their TFN. Information on the front page of your Membership Statement will indicate if your have provided your TFN.
4. Check your Death Benefit nomination has been recorded correctly
   Will your death benefit go where you want it to? Unless you nominate otherwise, your Death Benefit will be paid to your surviving partner. See our Death Benefits page for further information.
5. Check how your super has performed
   How is your super performing long-term? While times are tough at the moment, it's important to remember that super is a long-term investment. RBF's long-term investment returns are strong, and give a more accurate picture of investment performance than short-term results.
6. Work to a plan
   Is saving for your retirement part of your household budget? It should be. Use the budget planner to keep track of your expenses and plan how you spend your money. It will help you gauge how much you can afford to contribute to your super. If you can increase your contributions by $5 per fortnight, then do that. If you can do more then your super will grow more quickly. But make sure you do something!

There's more explanations about the terms used in your statement in the brochure Understanding your statement sent to you, along with the Member Newsletter. Contact RBF with any further queries you have.