The first step to understanding your superannuation is to find out about the broad range of products and services which RBF offers. To maximise your superannuation you need to consider all your superannuation options. You may be able to improve your superannuation by using some of RBF's products and services such as salary sacrifice and extended Member Investment Choice.

RBF offers you the following easy, free of charge options to find out about your superannuation:

• An extensive range of brochures about RBF's products and services
• Membership statements
• Workplace seminars
• Personal interviews

What information can RBF provide?

Four simple steps to understanding your super

What information can RBF provide?

RBF can provide you with information about:

• Your RBF superannuation
• RBF products and services
• Improving your superannuation
• Retirement options

RBF can provide detailed information about your superannuation options. If you require financial planning advice, RBF can refer you to RBF-TAS Planning.

If you would like information about your superannuation, which is not available on this website, please contact us to explore your options.

Four simple steps to understanding your super

Superannuation can be complex. RBF has provided four simple steps to assist you to understand your superannuation and help you to get the most out of the many benefits available.

Step 1 - Understand the many RBF benefits

Important things to focus on:

• Which RBF scheme are you a member of - RBF Contributory Scheme or the Tasmanian Accumulation Scheme (TAS) or the State Fire Commission Superannuation Scheme or the Tasmanian Ambulance Service Superannuation Scheme?
• How much Death and Incapacity Cover do you have? Is it enough?
• Where is your superannuation being invested?

How to become involved with your super:

• Keep your New Member Brochure as a reference.
• Organise a workplace seminar with your fellow members.
• Register on this website.

Step 2 - Simple techniques for improving your RBF super

Important things to focus on:

• Benefits of salary sacrificing into RBF.
• Getting the most out of your RBF investments.
• Consolidating all your super.
• Planning for the future with a Spouse Account.
• Are you eligible to receive Co-Contributions?

How to become involved with your super:

• Read and keep your half-yearly Membership Statement.
• Track the growth of your super at any time by looking at your account details on this website.
• Read an RBF brochure about your superannuation.
• Talk to an RBF staff member.

Step 3 - Planning to maximise your RBF retirement savings

Important things to focus on:

• Do you know your Lump Sum, Life Pension or Allocated Pension entitlements on retirement at differing ages?
• Are you eligible to buy back or upgrade service?
• What are your lifestyle expectations for the future?
• Do you know how tax and Centrelink impact on your retirement?

How to become involved with your super:

• Ask for an RBF entitlement letter. If you are over age 50, RBF will regularly send you one.
• Attend a personal interview with an RBF staff member who may then refer you to RBF-TAS Planning for financial planning advice.

Step 4 - Using your RBF retirement savings

Important things to focus on:

• Can you still contribute to RBF after retirement?
• Using RBF to diversify your retirement investments using Member Investment Choice.
• How do you claim your RBF entitlements?

How to become involved with your super:

• Review your Allocated Pension with RBF.
• Join a superannuants or self-funded retirees association.